Introduction

Schools are back in session. The leaves are starting to change. But the best part of Autumn is the 'National - Football - League'.

There are many ways to add excitement to the NFL experience. Square pools are popular and similar to the lottery where you write your name in a square, some random cards are drawn to determine your number combination and if your lucky the score at the end of each quarter matches your combination. Some office pools have you simply pick the winners. Since everyone will pick and get right the Patriots over the Cardinals in Foxboro, it makes everyone feel good inside. Real prognosticators, however, like a challenge and to control their own destiny. They like to believe they understand and know the game better than the average Joe and that they own the Vegas Sports Books.

To this end, the "I Know the NFL Challenge" was born. It's actual quite simple! Just know football better than your peers and you control your own fortune. But beware, the challenge is not for the weak and has been known to send the most confident of men into deep depression.

The Game & Spreads

Each week on Wednesday, the current "lines" will be posted for every game in the NFL. Example, Detroit@Green Bay might be listed as Green Bay -6.5. This indicates that if you select Green Bay to "cover" the spread, Green Bay must win the game by at least 7 points to get credit for the win. If you take Detroit, they could win outright or even lose by up to 6 points in order to get the win. You select the winners, against the spread, for every game each week in the NFL.

In addition to picking each game, you must also select 4 "lock picks". Lock picks are the games you are the most confident about. You assign a selection you are most confident about to the 4-point lock, your next best matchup to the 3-point lock and so on. Ten (10) lock points per week ar are available. Lock points serve as the tiebreaker each week and the those with the most lock points at year's end will be paid cash bonuses.

Entry Fees & Prize Money

The entry fee is $103 for the entire season. Administrative and server fees will be deducted from the cash pool. Weekly and end of year prize money is based on the number of paid entrants and will be determined and published shortly after the start of the season. Prize money will be paid at year's end, within one week of the end of the Super Bowl. Roughly 75% of the total prize money is distributed for weekly winners. The remaining 25% make up the end of the year distributions for the top performers in overall and lock picking.

Other Details

• DEADLINES: The deadline for submitting or changing your selections for the majority of games is kickoff of the first game on Sunday. Thursday and Saturday games will have a kickoff deadline.
• MAKING PICKS: Picks must be entered on the website and will not be accepted by phone or email.
• MISSING PICKS: If you fail to make your picks in any week, you will receive no credit for any games.  There is ample time to make your picks.
• LINE SETTING: The lines will be set on Wednesday based on the casinos listed on www.vegasinsider.com. If any of the casinos have a ½ point line, it will be used. If all casinos have an even line, a 1/2 point will be added to the home team to avoid ties.
• COIN FLIP: The Coin Flip will be used again this year. If the coin flip places in the money during a given week, the prize money will be carried over to the following week where it will be added to the existing prize money as follows: 60% to first place, 30% to second and 10% to third. The coin flip will not be a factor the last week of the season. The theory of this rule is, you should be able to beat a coin flip to win. The coin flip obviously does not collect any year end payouts.
• WEEKLY TIEBREAKER: Lock points serve as the tiebreaker. If lock points are also tied, we use closeness to the total score of Monday Night Football. If that is also a tie, any prize money will be shared equally.
• EOY TIEBREAKERS: For overall winners, lock points serve as the tiebreaker, followed by total lock wins, followed by record in the last week of the season. For lockmaster winners, total lock wins is the first tie breaker, followed by total overall wins, followed by lock points in the last week of the season. If no tiebreaker determines a winner, any prize money will be shared equally.

Registration

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